Mortgage Loan or Loan Against Property is the obvious choice if you need a finance for Business, Working Capital, OverDraft, Lease Rental Discounting (LRD).
Getting finance for your Business needs, required a good property to condiser as a collateral for your Business Loan. We, as a Loanzmitra make the process Simplify and Door Step Service.
With our expertise of services and extensive industry expereince, we will assist you the best possible Mortagge Loan based on your requirement and profile.
The Mortagge Loan will be provided only for the below kind of Katha's.
For any Mortagge Loan, whether it is Residential or Commercial Property is considered as a Collateral, and the Katha Certificate is must. The ROI will be vary based on the Katha.
Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a Mortagge Loan.
Any individual who have proper Financial Documents like Bank Statement, Income Tax retruns are eligible for Mortagge Loan
Maximum age of applicant at loan maturity: 60 years
Minimum Net Monthly Income: Rs 40,000
Applicant should have the bank specified credit score.
The following documents are required along with your Mortagge Loan application:
| KYC Documents (Director / Partner / Proprietor) | Property Documents |
|---|---|
| Personal Identity proof (Copy of PAN Card) | Mother Deed |
| Home Address proof (Copy of Aadhaar Card) | Sale Deeds |
| Bank Statement of past 12 Months | Sale Agreement |
| Last 2 Years ITR with Form-16 | EC from past 30 Years |
| Any Additional Income Proof | Katha Certificate |
| Tax Paid Receipts | |
| Building / Floor / Flat / Layout Plan |
| Company Documents |
|---|
| Incorporation Certificate / Partnership Deed / LLP Certificate / Sole-Proprietorship Document |
| Company Pan Card |
| Bank Statement of past 12 Months |
| Last 2 Years ITR and P&L Statement |
| GST Certificate, if available |
| Rental Agreement, if company/firm is in rented premises |
| Electricity Bill |
Each Bank's and NBFCs have different charges for Loan Application based on the customer profile and requirements:
*Service Tax and other Government taxes, levies etc. applicable as per prevailing rate will be charged over and above the Fees and Charges
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